Small businesses make a city. Gifts bring people back.

Across Ghana, the places we love most are local: the grill where every birthday ends up, the salon that knows exactly how you like it, the bakery that made your wedding cake. Thousands of them already run on Dowo Africa for their POS, payments and inventory.

Dowoly adds the part that was missing: a beautiful way for customers to give those places to each other. You can buy a card in a minute, send it by WhatsApp and know it'll be spent. The business is paid on the day and a new customer walks through the door.

We build for the phones people actually have and the networks they're actually on. That means no app to install, mobile money first, and cards that live in Apple Wallet and Google Wallet.